Dental and vision insurance, telemedicine and RX discounts

Health Insurance Alternatives

Affordable Health Insurance

Alternative plans that take the place of traditional health insurance.  Is this right for you?  Ask your Smart Choices representative for more information and pricing.

Coming 2019 New Association Health Plans.

2020 will be a big year for changes in health insurance and employee benefits.  New plans will be available later this year.  Please contact us for more information or a quote on individual or group health plans.  Call 239-785-3307 for more information today!

Health Choice Select Brochure

Tele Doctor 24/7

md live telemed

Telemedicine Services by Licensed Physicians

With MDLIVE, you can access a board-certified doctor via secure online video, phone or the MDLIVE App – anytime, anywhere, 24/7/365. MDLIVE was designed as an alternative to expensive urgent care visits or waiting days to get an appointment with your primary care doctor for non-emergency medical conditions.  Doctors can diagnose your symptoms, prescribe non-narcotic medication (if needed), and send e-prescriptions to your pharmacy of choice.

After enrolling below you can download the mobile app at MDLIVEMOBILE

Enroll today

SBLI Life Insurance


SBLI is our life insurance partner.  Need a quote for term life just click the link below to receive your custom pricing.  A life insurance specialist will get back to as quickly as possible.

Life insurance is so important.  If you are not here to provide a paycheck who will take care of your family?  The ideal time to buy life insurance is when you are young and healthy but it is never too late to protect yourself from the what if's.

We offer term and whole life plans through multiple carriers.

Find out more

RX and Health Discounts

Wellcard Savings

Saving you $$ on Everyday Medical Costs

Get your free WellCard and save money on many items:

  • Prescriptions
  • Dr. Office Visits
  • Dental
  • Vision
  • Lab and Imaging Test
  • Hearing Care
  • Diabetic Care Services
  • Vitamins and much much more! dental and vision insurance

Get your free card today

International Medical for Traveling Outside of the US


International Medical Insurance - don't leave home without it!! Coverage is for when you travel outside of the US.  Traditional health insurance plans, typically,  will not cover you outside of US borders and medical evacuation can be very expensive.  

Are your a current member?

IMG Login for ID Cards

In order to access your account, you will need to verify that you have an active certificate. When you are authorized to use the MyIMG website, you will have access to your certificate documents, claims status, frequently asked questions, printable ID cards, pre-certification and renewals.


Voluntary and Supplemental Programs - Employee Paid Benefits


A Leader in Enrollment and Employee Benefit Education

Voluntary Benefit Programs Available




Critical Illness

Hospital Coverage

NEW Dental and Vision

Benefits are paid directly to you and coverage is price stable.  These programs give you peace of mind while helping with out of pocket expenses.

Find out more

Dental and Vision

Additional Smart Programs to help you save $$


Pet Assure - 25% Discounts on Pet Care and Vet Visits

All Types of Pets Accepted. Dogs, cats, birds, monkeys, llamas (really!) and every other member of the animal kingdom (besides humans)

  • Absolutely no exclusions - every medical procedure is covered
  • No age limitations
  • No medical condition or service is excluded
  • All pre-existing conditions accepted
  • No claim ever denied
  • No forms to fill out - the veterinary practice gives you the discount right at the time of service!
  • Zero deductibles
  • Can be used an unlimited amount of times
  • No waiting period - use it immediately

Find Out more